Washington Area FCU Visa® Credit and Debit Cards now include chip technology! 

Chip technology gives you greater fraud protection when you use your card at a chip-activated terminal.  Your new card will not only be more secure – it will also be easy to use.  Here’s what you can look forward to as a card holder.

Enhanced fraud protection.

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code.  This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance for Credit cards.

More merchants are accepting chip transactions every day.  Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa® Credit cards are accepted.

Easy to use.

Simply swipe your card like you do today.  However, if a chip-activated terminal is available, insert your card and follow these detailed steps:

1. Insert the chip end of your card into the terminal with the chip facing up.

2. Keep your card in the terminal and follow the prompts on screen.

3. Remove your card when prompted and take your receipt.

Additional benefits.

No matter how you pay, you’re protected against unauthorized use with [Visa’s Zero Liability policy].*

You can continue to use your chip card online and over the phone…the same way you do today.

You can use your chip Debit card to get cash, check your balance and more at the ATM.

How to get your chip-enabled card.

Existing Debit and Credit card holders will receive a chip card once their current card expires.

All new checking and Credit card accounts will be issued chip-enabled cards.

Click here for answers to FAQ’s.

 

* Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa.  You must notify your financial institution immediately of any unauthorized use.  For specific restrictions, limitations or other details, please consult your issuer.